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August 2018 Article Archives

Better You, Better Ohio!

Published on August 31, 2018

Group-Rating Safety Accountability

Published on August 22, 2018

Important News from the BWC

Dear Employer:

Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk-management strategies.

Workplace safety is an important component of these programs. To succeed in accident prevention, we encourage you to use the many resources available to you. We believe a group-rating program is a partnership that includes you and your employees, your sponsoring organization or third-party administrator (TPA) and BWC. Each has specific roles and responsibilities, all designed to assist in preventing workplace accidents. This letter outlines the safety services expectations you should have as an employer enrolled in a group-rating program.

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Member Spotlight - Katie Hurst with Hurst Total Home featured on Home Sweet Home

Published on August 20, 2018

Katie Hurst with Hurst Total Home was featured on Home Sweet Home with Dale Louderback! 

This is a wonderful segment that discusses the best projects to start in the fall, how her NARI Universal Design Certification helped with ageing in place projects and more. Support our local chapter by watching Katie's segment!

Click on the image to view the video. 

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BWC payroll true-up reports are due by August 15

Published on August 03, 2018 by Ohio Bureau of Worker's Comp

Prior to each policy year the Ohio Bureau of Workers’ Compensation (BWC) establishes your estimated premium based on the most recent payroll that was reported to BWC. Once the policy year is completed you must complete the true-up report. The true-up is a reconciliation of your BWC estimated payroll versus your actual policy year payroll used to determine the correct amount of chargeable premium. If your actual payroll exceeds BWC estimates you will owe BWC additional premium based on your higher payroll and if your actual payroll is lower than BWC estimates you will receive a premium credit.

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5 Steps for a Home Remodel

Published on August 03, 2018

Step 1 - Identify Reasons for Remodeling

Deciding whether to undertake simple aesthetic changes or a full remodel can be difficult. One of the best ways to decide is to figure out why you are remodeling in the first place, whether it's to make your new house feel more like home or to update a 1950s-era kitchen.

Step 2 - Set Your Budget

Every home is unique in structure, age, quality and craftsmanship, which all impact the price of a remodel. Since no one can see through walls before demolition, the quote you receive will likely not be 100 percent accurate. However, a qualified remodeling company will be open and honest about the issues and challenges it might face during the process. Account for these adjustments by planning for any "surprises" with a 10 percent cushion, just in case. 

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